Services Offered

We specialize in providing the following factoring services.

Invoice Factoring

Sell your outstanding invoices and get immediate cash, without waiting for payment from customers.

Recourse vs. Non-Recourse Factoring

With recourse factoring, your business retains some risk if the customer doesn’t pay. Non-recourse factoring shifts this risk entirely to the factoring company.

Spot Factoring

Factor individual invoices as needed, providing flexibility without long-term commitments.

Full Service Factoring

We offer comprehensive services, including credit checks on your customers, managing collections, and providing regular reports on your accounts.

Reverse factoring, or supply chain financing (SCF)

is a financial product that allows suppliers to receive early payment on their invoices. Unlike traditional factoring, where a supplier initiates the process, reverse factoring is typically initiated by the buyer.

Key Points about Reverse Factoring

Initiated by the Buyer: Unlike traditional factoring, where the supplier seeks financing, reverse factoring is set up by the buyer. The buyer’s strong credit rating often results in lower financing costs for the supplier.

Benefits to Suppliers: Suppliers benefit from improved cash flow and reduced credit risk, as they are paid promptly by the factor instead of waiting for the buyer’s payment.

Benefits to Buyers: Buyers can support their suppliers, often small or medium-sized businesses, by improving their cash flow without negatively affecting their own working capital.

Cost: The cost of financing (the discount) is usually lower in reverse factoring compared to traditional factoring because the buyer typically has a better credit rating than the supplier, which reduces the risk for the factor.

Reverse factoring is a win-win for both buyers and suppliers, helping to strengthen supply chains by ensuring that suppliers have reliable access to cash flow.

Purchase Order Finance

Purchase order financing is a type of funding that your business can use to pay for the materials or goods needed to fulfill outstanding purchase orders. This type of financing can be a viable option for businesses in a number of industries, including manufacturers, wholesalers, distributors and import/export companies.

What is purchase order financing?

Purchase order financing is a short-term financing method that businesses can use to cover the cost of manufacturing or purchasing goods that have been presold to customers via a purchase order.

Say you receive a purchase order from a customer for goods you don’t have in stock. To fulfill the order, you’ll need to either manufacture the products or purchase them from someone else, but you don’t have the cash on hand to do either.

Rather than turning away business, a purchase order financing company pays your suppliers directly. Once you fulfill the order, you invoice the client and have them pay the finance company. Then the financing company sends the payment (minus its fee) to you.

This process allows you to fill orders without having to wait for the funds to come through from the buyer.