Capital Chambers Group helps Botswana businesses release the money locked up in their receivables — so payroll, fuel, stock and growth never wait on a client's payment terms.
Every business runs on a different rhythm. Choose the structure that matches yours — or talk to us and we'll recommend one.
Sell outstanding invoices and receive immediate cash instead of waiting out 30, 60 or 90-day terms.
We take on customer credit checks, collections and account reporting so your team can stay focused on trading.
Factor a single invoice when you need to, with no obligation to commit your whole sales ledger.
Transfer the risk of approved customer non-payment to us, so a bad debt doesn't become your problem.
Buyer-led reverse factoring: your customer approves the invoice and we pay your suppliers early, priced off the buyer's credit.
Finance cross-border trade, with credit assessment and collections handled in your overseas customer's market.
A bank overdraft is a liability with a ceiling. Factoring is simply you getting paid earlier for work you have already delivered. There is no debt recorded, no fixed limit to renegotiate, and the facility grows in step with your sales.
Send us the invoices you would like to factor.
We assess the creditworthiness of your customers.
Up to 75% of invoice value, typically within 24 hours of approval.
We manage the collection process with your customer, professionally.
Once payment clears, you receive the remainder less our fee.
Most B2B businesses with a stable customer base and reliable invoices qualify. These are the sectors we know best.
Keep raw materials moving and production lines running without waiting on debtor payments.
Cover fuel, tolls, permits and driver wages between delivery and settlement.
Meet IATA settlement deadlines and supplier commitments without waiting on client payments.
Tell us a little about your business and your invoicing, and we'll come back to you with an honest view of whether factoring is the right fit.