We specialise in providing factoring services to sectors where the gap between delivering and getting paid does the most damage.
Helping manufacturers maintain production without cash flow delays. A production run is paid for long before the invoice for it is settled — raw materials, electricity, labour and machine time all go out the door while the receivable sits at 60 days.
Factoring closes that gap. Instead of throttling output to match incoming cash, you can accept the next order on its merits, buy inputs at better prices by paying suppliers promptly, and keep the line running at capacity.
A manufacturer is offered a contract worth roughly double its usual monthly output. The margin is good. The problem is that materials and labour must be paid within 30 days, while the customer settles at 90.
By factoring the resulting invoices, the business receives up to 75% of the value within 24 hours of each delivery — funding the next production cycle from the last one, rather than from reserves it doesn't have.
Illustrative example provided to show how the facility is typically used.
A transport operator completes a cross-border haul. Fuel, permits, tolls and driver wages were all settled during the trip. The invoice to the client is on 60-day terms.
Waiting means the truck sits idle. Factoring the invoice on delivery converts the completed job into the fuel for the next one, keeping the fleet earning instead of parked.
Illustrative example provided to show how the facility is typically used.
Keeping transportation companies on the road with immediate cash flow. In logistics, costs are front-loaded and unavoidable — fuel, tolls, permits, maintenance and wages are all paid before the client does.
Factoring turns each completed delivery into cash straight away, so utilisation isn't dictated by which invoices happen to have cleared this week.
Ensuring travel agencies can meet IATA needs without waiting for client payments. Travel is one of the few sectors where the settlement clock runs faster than the collection cycle — airline and supplier obligations fall due on a fixed schedule regardless of when corporate clients pay.
Factoring the receivables from corporate and group bookings means those deadlines are met from cash in hand rather than from reserves or an overdraft.
An agency books a large corporate group. The airline settlement falls due on its usual fixed cycle; the corporate client pays on 45-day terms. The mismatch is structural, not occasional.
Factoring the corporate invoice on issue brings the cash forward to cover the settlement, removing the need to fund the gap from reserves every single cycle.
Illustrative example provided to show how the facility is typically used.
These are the industries we know best, but the underlying test is simple. If you invoice other businesses on credit terms for work already delivered, factoring is likely to be available to you.
Progress claims and retention periods create long, predictable gaps between work done and money received.
Stock must be bought and held well before the invoices raised against it are settled.
Staff and contractors are paid monthly while corporate clients settle on their own schedule.
Tell us about yours. We'll give you a straight answer on whether factoring solves it — and say so if it doesn't.
